Terms & Privacy Policy

Terms of Use

Welcome to HelaCredit. By accessing or using our services, you agree to comply with the following terms:

• Users must provide accurate and complete information during application.
• HelaCredit reserves the right to approve or reject any loan application at its discretion.
• Users are responsible for timely repayment of approved loans according to agreed terms.
• Misuse of the platform, including fraudulent activities, may result in legal action.

Eligibility

To use HelaCredit services, users must:

• Be at least 18 years old.
• Have a valid government-issued ID.
• Provide accurate contact information for verification.

Limitations

HelaCredit is not responsible for:

• Any financial losses incurred due to delayed repayments.
• Errors caused by incorrect user data.

Privacy Policy

HelaCredit values your privacy and is committed to protecting your personal information.

Information Collection

We collect personal data to provide and improve our services:

• Full name, ID number, and contact details.
• Financial information relevant to loan assessment.
• Application history and usage patterns.

Use of Information

• To process and verify loan applications.
• To communicate with users regarding application status or updates.
• To improve our services and detect fraud.

Data Protection

We implement industry-standard security measures to safeguard user data and ensure it is stored securely. HelaCredit does not share personal information with third parties without consent unless required by law.

Contact

If you have questions about these policies, please contact us.